AI-powered · Now automating $2B+ in premiums

AI-Powered Workers' Comp Premium Automation

Our AI engine replaces manual payroll auditing with real-time, intelligent premium calculation. Carriers, employers, and payroll companies connected on one platform.

AI Premium Collected
$1.24M
+18.3% this month
Files AI-Processed
12,847
+342 today
AI Premium Automation Dashboard
Live
$2.1B
AI-Calculated Premiums
1,247
Active Policies
99.7%
AI Accuracy Rate
2.8s
Avg. AI Process Time
Trusted by leading insurance carriers
CopperPoint Insurance The Hartford Guard Insurance Travelers Insurance AmTrust Financial Employers Insurance Chubb Insurance biBerk Insurance

Eliminate Manual Audits.
Let AI Do the Work.

Traditional premium auditing is slow, error-prone, and expensive. Audit1's AI transforms the entire workflow into an automated, intelligent pipeline.

AI-Powered Payroll Ingestion

Our AI connects to 40+ payroll providers via SFTP, API, and webhooks. Files are automatically normalized, validated, and classified without human touch.

Intelligent Premium Engine

AI-driven 3-phase validation: smart class code matching, wage calculation with state-specific WC rules, and instant premium computation in under 3 seconds.

AI-Personalized Portals

White-labeled portals for carriers, employers, and payroll companies. AI surfaces the right data to the right stakeholder with intelligent dashboards.

Everything You Need in One AI Platform

From AI file ingestion to intelligent billing, Audit1 handles the complete workers' comp lifecycle with machine intelligence.

AI File Processing

Ingest from SFTP, API, manual upload, and webhooks. AI auto-normalization across 40+ payroll formats.

3-Phase AI Auditor

Validate class codes, calculate auditable wages with WC state rules, and compute premiums with AI-driven net rate precision.

Smart Billing

AI-automated carrier billing with cycle-based, flat, and percentage fee models. B2B invoicing built in.

AI Policy Management

Full policy lifecycle with AI-powered PDF data extraction. Automatic class code and rate matching.

Provider Network

AI-matched integrations with ADP, Paychex, UKG, Isolved, Paylocity, and 35+ more payroll companies.

White-Label Portals

Custom domains, AI-generated branding. Each carrier's employers see a fully branded experience.

AI-Connected to 40+ Payroll Providers

Seamless AI-powered integrations with the payroll and software companies your employers already use.

ADP payroll integrationADP
Paychex payroll integrationPaychex
UKG payroll integrationUKG
Isolved payroll integrationIsolved
Paylocity payroll integrationPaylocity
QuickBooks payroll integrationQuickBooks
BambooHR payroll integrationBambooHR
Netchex payroll integrationNetchex
Heartland payroll integrationHeartland
CBIZ payroll integrationCBIZ
Southland payroll integrationSouthland
Asure payroll integrationAsure

Four Ways to Connect Your Data

No matter how your payroll data flows, Audit1 handles it. Zero-config sync, real-time delivery, or secure file transfer.

Direct connector integration
Auto-Sync

Direct Connectors

Direct connection to major payroll platforms. Data pulls automatically — no uploads, no setup, no hassle.

QuickBooksPaylocityUKGAccountants World
REST API integration
REST API

REST API

Connect your system directly to ours so payroll data syncs automatically, securely, and on demand.

JSON / RESTOAuth 2.0Real-time
Read the Docs
Webhook integration
Real-Time

Webhooks

Your system sends payroll updates in real time — everything syncs instantly with automatic processing.

Event-drivenInstantAuto-retry
SFTP secure file transfer
Encrypted

Secure SFTP

Upload payroll files safely using a secure, encrypted connection — no technical setup needed.

AES-256AutomatedScheduled

Build on Audit1's API

Production-grade REST API for payroll ingestion, employee sync, and premium automation. Start in minutes, scale to millions.

Submit Payroll Report
POST /api/v1/payroll/reports // Headers Authorization: Bearer audit1_live_sk_... Content-Type: application/json { "employer_id": "emp_8x2k9f3", "policy_id": "pol_4m7n2j1", "period": "2026-03-01", "employees": [ { "name": "Jane Smith", "class_code": "8810", "state": "CA", "gross_wages": 4250.00 } ] } // Response: 202 Accepted { "file_id": "fil_9k3m...", "status": "processing" }

Everything You Need to Integrate

Submit payroll data, sync employees, track file status, and receive real-time webhook events. Full documentation with examples, error handling, and SDKs.

REST API

Submit payroll reports, sync employees, check file status

Webhooks

Real-time events for file processing, validation, and premium results

SFTP

Encrypted file delivery with auto-processing on arrival

Connectors

Pre-built for Paylocity, UKG, Hartford, AccountantsWorld

Explore Full API Docs

Built for Every Stakeholder in Workers' Comp

Whether you're a carrier, employer, payroll company, or agency, Audit1's AI has a solution designed for your workflow.

Insurance Carriers

AI automates premium collection, policy management, and employer oversight from one intelligent dashboard.

Employers

AI-guided onboarding, smart payroll submission, and real-time premium transparency with zero manual work.

Payroll Companies

AI connects your payroll pipeline directly. Automated file delivery and intelligent employer matching.

Agencies & Agents

AI-powered oversight of carriers, policies, and your entire book of business from one platform.

Why Leading Carriers Choose Audit1 AI

90% Faster with AI

Our AI engine validates, calculates, and produces premium results in seconds. What took weeks now takes moments.

AI-Eliminated Manual Entry

From AI ingestion to smart billing, every step is automated. No spreadsheets, no re-keying, no human errors.

AI-Driven Pay-As-You-Go

Built for modern PAYGO programs. AI processes real-time payroll data and feeds it directly into premium calculations each cycle.

Enterprise AI Security

Google Cloud AI infrastructure, end-to-end encryption, JWT auth, and role-based access across all portals.

AI Platform Performance
AI Processing Time< 3s
AI Accuracy99.7%
Cost Reduction-82%
AI Files / Day1,200+
Uptime SLA99.95%

From Payroll Data to AI-Calculated Premium

Four AI-powered steps. Fully automated. No manual intervention required.

1

AI Ingests Payroll

AI pulls payroll data via SFTP, API, webhooks, or upload from 40+ provider formats and normalizes automatically.

2

AI Validates & Classifies

Our AI matches class codes, validates states, and applies WC inclusion/exclusion rules with intelligent fuzzy matching.

3

AI Calculates Premium

AI computes auditable wages per employee with officer caps, then multiplies by policy net rates with 99.7% accuracy.

4

AI Bills & Collects

Premiums flow to carrier billing. AI generates invoices automatically. Funds collected via ACH or Plaid.

What Our Partners Say

Carriers and payroll companies trust Audit1's AI to power their premium automation.

★★★★★

"Audit1's AI transformed our premium audit process. What used to take weeks now happens automatically with incredible accuracy."

JF
Jennifer Fox
VP of Operations, CopperPoint Insurance
★★★★★

"The AI-powered integrations are incredible. We connected our entire book in days. Real game-changer for pay-as-you-go programs."

MK
Michael Klein
CEO, Payroll Dynamics
★★★★★

"AI-powered white-label portals let us offer a premium experience under our own brand. Our employers love the intelligent transparency."

RL
Rachel Liu
Director of Digital, National Carrier

Let's Talk About Your Needs

Every book of business is different. Tell us about yours and we'll build a plan that fits.

Why reach out?

Whether you're a carrier looking to automate premium collection, a payroll company wanting to streamline file delivery, or an employer exploring pay-as-you-go — we'd love to hear from you.

Custom Pricing

Plans tailored to your employer volume and integration needs — no one-size-fits-all.

Live Demo

See the platform in action with your data. We'll walk you through the full workflow.

Onboarding Support

Dedicated team to get you live in weeks — policy setup, provider connections, and migration.

API & Integration Help

Technical guidance for connecting your systems via API, SFTP, webhooks, or auto-connectors.

Send us a message

We typically respond within one business day.

No spam, no obligations. Just a conversation about how we can help.

Everything You Need to Know

Common questions about Audit1's AI-powered workers' comp automation platform.

How does your AI integrate with payroll providers?
Our AI connects to 40+ providers including ADP, Paychex, UKG, Isolved, Paylocity, and BambooHR. AI handles data normalization across SFTP, REST API, webhooks, and manual upload channels.
How does the AI premium calculation engine work?
Our 3-phase AI auditor: Phase 1 uses AI to validate class codes and states with fuzzy matching. Phase 2 calculates auditable wages with state-specific WC rules and officer caps. Phase 3 computes premium using policy net rates. Under 3 seconds per file.
Can AI customize the employer portal with my brand?
Yes. Each carrier gets an AI-configured portal with custom logo, colors, fonts, favicon, and domain. Our AI handles DNS provisioning, SSL, and deployment automatically.
What is AI-powered pay-as-you-go workers' comp?
PAYGO with AI means employers pay premiums each payroll cycle based on actual wages. AI processes real-time data, eliminates year-end surprises, and automates the entire workflow from ingestion to carrier billing.
How long does AI implementation take?
Most carriers are fully onboarded within 2-4 weeks. AI accelerates portal configuration, policy setup, provider connections, and employer migration. Our team handles the technical integration.
How does AI keep my data secure?
AI security is foundational. We run on Google Cloud with end-to-end encryption, JWT auth, role-based access, 2FA, and SOC 2 compliant infrastructure with automated backups and disaster recovery.

Ready to Let AI Automate Your Premium Audits?

Join carriers and payroll companies saving thousands of hours with Audit1's AI. Get started in weeks, not months.

Explore API Docs