Everything you need to know about Audit1's workers' comp premium automation platform.
What is Audit1?
Audit1 is a Fintech meets Insurtech platform that automates workers' compensation premium audits and calculations at the penny level. We connect insurance carriers, employers, and payroll companies on one seamless infrastructure.
How does Audit1 integrate with payroll providers?
We connect to 40+ providers including ADP, Paychex, UKG, Isolved, Paylocity, and more. Data flows through SFTP, REST API, webhooks, or our zero-config auto-connectors — whatever your payroll system supports.
How does the premium calculation engine work?
Our 3-phase auditor pipeline: Phase 1 validates class codes and states with fuzzy matching. Phase 2 calculates auditable wages with state-specific WC inclusion/exclusion rules and officer caps. Phase 3 computes premium using policy net rates — all in under 3 seconds per file, accurate to the penny.
Can I customize the employer portal with my brand?
Yes. Each carrier gets a fully white-labeled portal with custom logo, colors, fonts, favicon, and domain. We handle DNS provisioning, SSL certificates, and deployment automatically. Your employers see a fully branded experience.
What is pay-as-you-go workers' comp?
Pay-as-you-go (PAYGO) means employers pay premiums each payroll cycle based on actual wages instead of estimated annual amounts. This eliminates year-end audit surprises and improves cash flow for everyone. Audit1 automates the entire PAYGO workflow from payroll ingestion to carrier billing.
How long does implementation take?
Most carriers are fully onboarded within 2-4 weeks. This includes portal configuration, policy setup, payroll provider connections, and employer migration. Our team handles the technical integration end-to-end.
How does Audit1 keep my data secure?
Security is foundational. We run on Google Cloud with end-to-end encryption, JWT authentication, role-based access control, two-factor authentication, and SOC 2 compliant infrastructure with automated backups and disaster recovery.
Do you have an API?
Yes. Our REST API supports payroll report submission, employee sync, file status tracking, and real-time webhook events. Full documentation is available at docs.audit1.info.
What payroll formats do you support?
We normalize 40+ payroll formats automatically — CSV, Excel, XML, JSON, and proprietary layouts. Our ingestion engine detects the format, maps columns, and normalizes data without manual configuration.
How does billing work?
Audit1 supports multiple billing models: cycle-based (employer pays per payroll cycle), flat fee (carrier pays monthly), and percentage-based (carrier pays a percentage of premium). We generate invoices automatically and collect funds via ACH or Plaid.